REAL ESTATE VIEWS & NEWS

5 Smart Value Strategies to Win Sellers
By DeLena Ciamacco on Apr 06, 2016

Buyers who fixate on purchase price and mortgage size often overlook opportunities to save money on both. Usually, the lower the purchase price, the smaller the mortgage a buyer must borrow. We are not suggesting that buyers buy less or resort to...

The 5 Biggest Mortgage Mistakes
By DeLena Ciamacco on Feb 05, 2016

For most buyers, the mortgage is the largest monthly expense they will have. Yet most borrowers will do little to no preparation, negotiation, or shopping to get the best deal. And they end up paying much more for their loans than they need to. You? ...

When To Refinance Your Mortgage
By DeLena Ciamacco on Jan 28, 2016

SECURING A LOWER INTEREST RATE One of the best reasons to refinance is to lower the interest rate on your existing loan. Historically, the rule of thumb was that it was worth the money to refinance if you could reduce your interest rate by at leas...

Refinancing Your Mortgage
By DeLena Ciamacco on Jan 28, 2016

FACTS ON REFINANCING YOUR MORTGAGE What You Should Know Before Refinancing Getting a new mortgage to replace the original is called refinancing. Refinancing is done to allow a borrower to obtain a better interest term and rate. The first loan ...

Is Bad Credit Weighing You Down
By DeLena Ciamacco on Jan 13, 2016

HOW TO QUALIFY FOR A LOAN WITH BAD CREDIT You may have seen it on a sign somewhere or possibly on your TV or computer screen: “No credit, no problem!” Don’t believe it. The truth is, when you need to get a loan and you have no credit or bad credi...

Realtor Vs FSBO
By DeLena Ciamacco on Jan 12, 2016

Across the country, only 9% of home sellers sold "FSBO," (For Sale by Owner) last year. Listed below are things you should consider, think about and ask yourself when thinking of listing your home as For Sale by Owner. Pricing Your Home: Most ho...

Inaccurate Zillow - Zestimates
By DeLena Ciamacco on Jan 11, 2016

When “CBS This Morning” co-host Norah O’Donnell asked the chief executive of Zillow recently about the accuracy of the website’s automated property value estimates — known as Zestimates — she touched on one of the most sensitive perception gaps in A...

The Risks Of Selling A Property With A Tenant
By DeLena Ciamacco on Dec 31, 2015

If you want to sell your house with a tenant for the highest and best price, even the best tenant can be a detriment…. Why? It takes a lot of work and devotion to get the house show-ready and keep it that way during the entire listing period. Mos...

7 Things You Should Consider When Relocating
By DeLena Ciamacco on Dec 22, 2015

1. Navigating the Housing Market In some states, affordable housing may seem impossible to find, especially if you have an extensive list of must-have amenities. Whether you are buying or renting, check out websites such as Zillow.com, Realtor.com...

Welcome to The Legends Resort Real Estate Office
By William Charlson on Dec 04, 2015

With 5 golf courses Legends is renowned as one of the premier golf destinations in the entire Southeast. Its three magnificent onsite courses (Heathland, Moorland, & Parkland) have received widespread acclaim and its master planned real estate offe...

Ask the Expert!
By DeLena Ciamacco on Nov 13, 2015

Q: When I find the home I want, how much should I offer? A: Your real estate broker can help you here. But there are several things you should consider: 1) is the asking price in line with prices of similar homes in the area? 2) Is the home in good ...

What Does Your Mortgage Cover
By DeLena Ciamacco on Nov 12, 2015

Q: How do I find a lender? A: You can finance a home with a loan from a bank, a savings and loan, a credit union, a private mortgage company, or various state government lenders. Shopping for a loan is like shopping for any other large purchase: you...

Questions About Home Inspections...Ask The Expert!
By DeLena Ciamacco on Nov 10, 2015

Q: What are the different types of inspections? A: Generally, there are 6 types of inspections that a buyer can request. The most common is the general home inspection. This is a non-invasive examination of the condition of the home. Inspectors wil...

Home Buying and Selling Questions Answered by the
By DeLena Ciamacco on Nov 09, 2015

Q: Why should I buy instead of rent? A: A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income ...

Urban Aire Realty is Looking for you!
By Charity Abad on Apr 24, 2015

Urban Aire Realty is looking for 2-Broker Agents and 2-Leasing Agents in the following Chicagoland areas: 1. Chicago Loop area. 2. DuPage County: Aurora/Naperville/Wheaton/Warrenville and vicinity Qualifications: 1. Broke...

FEBRUARY 2015 MARKET UPDATE
By DeLena Ciamacco on Feb 02, 2015

February 2015 DeLena Ciamacco Included in this blog post is a link to my Real Estate Update Newsletter. Please click on the link below to get the latest Real Estate Update for February! If you have any questions, please don’t hesitate to call o...

THERE’S AN APP FOR THAT!
By DeLena Ciamacco on Jan 10, 2015

THERE’S AN APP FOR THAT! Are you in the process of looking for the perfect home? The good news is that the days of sifting through stacks of newspapers is over… With technology, it is easy to stay organized in a busy lifestyle while maintaining yo...

Foods of OHIO
By DeLena Ciamacco on Nov 25, 2014

Foods Of OHIO Did you know that some of the foods that will be at your Thanksgiving Dinner may have originated right here in the great state of OHIO? Take a moment to read up on the history and background of some of the foods that we have been enj...

Fun Facts - Thanksgiving
By DeLena Ciamacco on Nov 24, 2014

We are sure you've heard stories on the history of Thanksgiving a million times, and will probably hear even more this week. Well then, allow us to enlighten you with some strange and funny facts about the famous holiday that you might not have heard...

Facts To Know About Columbus, Ohio
By DeLena Ciamacco on Nov 13, 2014

DID YOU KNOW These Facts About Our Great City – Columbus, Ohio 1. While Columbus, and Ohio in general, may seem minute compared to some other large cities, Columbus is actually the 15th largest city in the United States. 2. COSI (Center of S...