REAL ESTATE VIEWS & NEWS

5 Smart Value Strategies to Win Sellers
By DeLena Ciamacco on Apr 06, 2016

Buyers who fixate on purchase price and mortgage size often overlook opportunities to save money on both. Usually, the lower the purchase price, the smaller the mortgage a buyer must borrow. We are not suggesting that buyers buy less or resort to...

The 5 Biggest Mortgage Mistakes
By DeLena Ciamacco on Feb 05, 2016

For most buyers, the mortgage is the largest monthly expense they will have. Yet most borrowers will do little to no preparation, negotiation, or shopping to get the best deal. And they end up paying much more for their loans than they need to. You? ...

When To Refinance Your Mortgage
By DeLena Ciamacco on Jan 28, 2016

SECURING A LOWER INTEREST RATE One of the best reasons to refinance is to lower the interest rate on your existing loan. Historically, the rule of thumb was that it was worth the money to refinance if you could reduce your interest rate by at leas...

Refinancing Your Mortgage
By DeLena Ciamacco on Jan 28, 2016

FACTS ON REFINANCING YOUR MORTGAGE What You Should Know Before Refinancing Getting a new mortgage to replace the original is called refinancing. Refinancing is done to allow a borrower to obtain a better interest term and rate. The first loan ...

Is Bad Credit Weighing You Down
By DeLena Ciamacco on Jan 13, 2016

HOW TO QUALIFY FOR A LOAN WITH BAD CREDIT You may have seen it on a sign somewhere or possibly on your TV or computer screen: “No credit, no problem!” Don’t believe it. The truth is, when you need to get a loan and you have no credit or bad credi...

Realtor Vs FSBO
By DeLena Ciamacco on Jan 12, 2016

Across the country, only 9% of home sellers sold "FSBO," (For Sale by Owner) last year. Listed below are things you should consider, think about and ask yourself when thinking of listing your home as For Sale by Owner. Pricing Your Home: Most ho...

Inaccurate Zillow - Zestimates
By DeLena Ciamacco on Jan 11, 2016

When “CBS This Morning” co-host Norah O’Donnell asked the chief executive of Zillow recently about the accuracy of the website’s automated property value estimates — known as Zestimates — she touched on one of the most sensitive perception gaps in A...

The Risks Of Selling A Property With A Tenant
By DeLena Ciamacco on Dec 31, 2015

If you want to sell your house with a tenant for the highest and best price, even the best tenant can be a detriment…. Why? It takes a lot of work and devotion to get the house show-ready and keep it that way during the entire listing period. Mos...

7 Things You Should Consider When Relocating
By DeLena Ciamacco on Dec 22, 2015

1. Navigating the Housing Market In some states, affordable housing may seem impossible to find, especially if you have an extensive list of must-have amenities. Whether you are buying or renting, check out websites such as Zillow.com, Realtor.com...

Ask the Expert!
By DeLena Ciamacco on Nov 13, 2015

Q: When I find the home I want, how much should I offer? A: Your real estate broker can help you here. But there are several things you should consider: 1) is the asking price in line with prices of similar homes in the area? 2) Is the home in good ...

What Does Your Mortgage Cover
By DeLena Ciamacco on Nov 12, 2015

Q: How do I find a lender? A: You can finance a home with a loan from a bank, a savings and loan, a credit union, a private mortgage company, or various state government lenders. Shopping for a loan is like shopping for any other large purchase: you...

Questions About Home Inspections...Ask The Expert!
By DeLena Ciamacco on Nov 10, 2015

Q: What are the different types of inspections? A: Generally, there are 6 types of inspections that a buyer can request. The most common is the general home inspection. This is a non-invasive examination of the condition of the home. Inspectors wil...

Home Buying and Selling Questions Answered by the
By DeLena Ciamacco on Nov 09, 2015

Q: Why should I buy instead of rent? A: A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income ...

FEBRUARY 2015 MARKET UPDATE
By DeLena Ciamacco on Feb 02, 2015

February 2015 DeLena Ciamacco Included in this blog post is a link to my Real Estate Update Newsletter. Please click on the link below to get the latest Real Estate Update for February! If you have any questions, please don’t hesitate to call o...

THERE’S AN APP FOR THAT!
By DeLena Ciamacco on Jan 10, 2015

THERE’S AN APP FOR THAT! Are you in the process of looking for the perfect home? The good news is that the days of sifting through stacks of newspapers is over… With technology, it is easy to stay organized in a busy lifestyle while maintaining yo...

Foods of OHIO
By DeLena Ciamacco on Nov 25, 2014

Foods Of OHIO Did you know that some of the foods that will be at your Thanksgiving Dinner may have originated right here in the great state of OHIO? Take a moment to read up on the history and background of some of the foods that we have been enj...

Fun Facts - Thanksgiving
By DeLena Ciamacco on Nov 24, 2014

We are sure you've heard stories on the history of Thanksgiving a million times, and will probably hear even more this week. Well then, allow us to enlighten you with some strange and funny facts about the famous holiday that you might not have heard...

Facts To Know About Columbus, Ohio
By DeLena Ciamacco on Nov 13, 2014

DID YOU KNOW These Facts About Our Great City – Columbus, Ohio 1. While Columbus, and Ohio in general, may seem minute compared to some other large cities, Columbus is actually the 15th largest city in the United States. 2. COSI (Center of S...

Turkey Trot 2014
By DeLena Ciamacco on Nov 03, 2014

This month be a part of what has been a family tradition for over 25 years… THE TURKEY TROT! “It's the most fun you'll ever have on Thanksgiving Day, guaranteed!” WHERE: WHOLE FOODS IN UPPER ARLINGTON, OH WHEN: NOVEMBER 27TH, 2014 WHY: T...

William Howard Taft Home
By DeLena Ciamacco on Feb 20, 2013

William Howard Taft Home – Cincinnati, OH http://www.nps.gov/wiho/index.htm Born in 1857 to the prestigious Taft family of Cincinnati, William Howard Taft is another buckeye to ascend to the presidency. The home where he was born now sits in the ...

Presidents Day (Harding Home)
By DeLena Ciamacco on Feb 16, 2013

In honor of President's Day, we've put together a few posts showcasing the beautiful, historic Ohio homes once owned by former Presidents. With 7 Presidents to its name, Ohio has plenty of real estate fit for a Commander-in- Chief. Take a look: Wa...

Could you Get Priced Out of the Housing Market
By DeLena Ciamacco on Jan 16, 2013

Realtors were hopeful that 2013 would begin on a high note with an increase in sales and listings, and boy have we seen them recently! Perhaps due to the avoidance of the fiscal cliff or building off the momentum of the past few months, the housing m...

Fiscal Cliff Deal And What Homeowners Need to Know
By DeLena Ciamacco on Jan 08, 2013

Thankfully, 2013 did not begin on the sour note it could have: a deal was reached by Congress in the wee hours of January 1st to prevent potential economic disaster and steered us away from the “fiscal cliff” you’ve no doubt heard so much about in th...

Looking Ahead to 2013 The Housing Market
By DeLena Ciamacco on Dec 29, 2012

Home owners ready to sell and potential buyers have had their ears to the ground for the past couple years, keeping track of the real estate market and what it could mean for their future. It’s been a long hard road from 2008, but we’re finally seein...

Holiday Decorating 101
By DeLena Ciamacco on Dec 04, 2012

Getting Ready for the Holidays With December arriving today, chances are you’ve already began the Christmas decorating process, or will be undertaking it shortly. Most people will be unloading boxes from attics and basements, untangling lights, and ...

Getting Your Home Ready For Winter
By DeLena Ciamacco on Nov 29, 2012

While this fall has been mild and enjoyable for the most part, winter is right around the corner, and with it a number of problems that can plague home owners who are not prepared for it. To help you get ready for all of the ice, snow, and possible h...

Beggar Night Safety For All
By DeLena Ciamacco on Oct 29, 2012

Safety for all to think about on Beggar’s Night… Preparation: KEEP YOUR WALKWAYS AND LAWN WELL LIT AND CLEAR OF ANY DEBRIS. Garden hoses, planters, lawn decorations can all pose as a hazard to anyone walking through. Whether you like it or not, ...

Best Home Design Resources
By DeLena Ciamacco on Sep 28, 2012

One thing that all new home owners look forward to upon closing is the chance to make the property their own. Owning a home gives the buyer the option to customize their living space through paint, furniture, and special decorating features, somethin...

Did You Know About the Ohio State Fair
By DeLena Ciamacco on Aug 01, 2012

Did You Know…About the Ohio State Fair? It is not too late to visit the 2012 Ohio State Fair! The fair runs all the way until this Sunday, August the 5th. With all of the pavilions, arenas, stages, rides, and let’s not forget the fair food, ther...

Picking The Right Neighborhood is Important
By DeLena Ciamacco on Jul 12, 2012

You're in the market to buy. You've probably given a lot of thought to the type of home you want as well as your budget and buying price range. There's an additional topic, though, that requires your careful consideration. Which neighborhood is right...

4 Ways to Save on Landscaping
By DeLena Ciamacco on Jun 12, 2012

There's no better place to build sweat equity than outdoors. A high-end landscape contractor will charge at least $5,000 to remodel a typical compact suburban front yard. Yet if you can handle a shovel, hose, and wheelbarrow, you have the physical s...

Closing Costs
By DeLena Ciamacco on Jun 12, 2012

Are you a buyer preparing to close on a house? Now is a good time to refresh yourself on the most common closing costs. There are more expenses to buying a house than just the monthly mortgage payment. More than likely you'll need to come up with so...

Summer Home Maintenance Checklist
By DeLena Ciamacco on May 31, 2012

Summer is almost here, and it’s time to get your house in order for the hotter months. Here are tips to put your furnace to bed, store your space heaters, prep your cooling system, repair window screens and more.When the weather turns warm, follow th...

Move Up Or Stay Put
By DeLena Ciamacco on May 31, 2012

Between price reductions and record low interest rates, many homeowners are asking themselves if now is a good time to move up. Buying under today's conditions can mean getting more home for less buck. You'll pay a smaller amount of interest over ...

Tips For Avoiding Mosquitoes
By DeLena Ciamacco on May 31, 2012

Getting bitten by mosquitoes can quickly spoil your outdoor summer fun. Getting outside to enjoy a barbecue, tackle a summer project or simply take it easy is one of the great joys of this season. But, mosquitoes are looking forward to your presence ...

A Buyers Wish List
By DeLena Ciamacco on May 29, 2012

It's always good to have a map when you're traveling unfamiliar roads. It's easy to get lost or to make a wrong turn. Having a good map is doubly important when you are traversing the roads of real estate. Having a real estate wish list ready befo...

First-Time Buyer Mistakes to Avoid
By DeLena Ciamacco on May 15, 2012

You've finally decided that now is the time for you to jump into the housing market! Perhaps you've done the math and want to take advantage of historically low interest rates and high levels of affordability. Maybe you have a new family that is quic...

Understanding Appraisals
By DeLena Ciamacco on May 14, 2012

It's a term homeowners and sellers hear all the time. What does "appraisal" really mean and how will it affect your ability to make a deal? As the market dips and continues to struggle across the nation, many sellers are finding themselves in an u...

The Benefits of Owning a Home
By DeLena Ciamacco on May 14, 2012

We all know the social benefits of owning a home. Homeownership gives family stability, creates lower high school dropout rates, and of course gives the opportunity to create meaningful and lasting relationships. In addition to these great pluses,...

Five Musts Before You List Your Home
By DeLena Ciamacco on May 14, 2012

Deciding to list your home for sale is a momentous time. It means you will be moving on to a new stage of life, no matter if you’re moving up or sizing down. Take a moment to look over these tips for what every seller should do before they put their ...

Five Most Overlooked Home Related Tax Deductions
By DeLena Ciamacco on Mar 21, 2012

1. Home improvements In the eyes of Uncle Sam, "home improvements" are generally defined as expenditures that increase the value of the home or extend its life. However, home improvements are not deductible in the year you make them. Instead, they m...

5 Easy Exterior Fixes
By DeLena Ciamacco on Mar 21, 2012

Pump up your home’s curb appeal and welcome a new season with these easy, low-cost projects. Following are five ways to stage your home’s exterior for spring. 1. Start at the door Your front door is the main focal point for curb appeal, so make s...

First Impressions Speak Loudly
By DeLena Ciamacco on Mar 21, 2012

Entryway Impressions Homeowners who have decided to stay put as well as sellers looking for ways to impress should pay close attention to the look and feel of their entryways. We all know the power first impressions has over our society. We make ...

Should I Accept This Offer
By DeLena Ciamacco on Mar 06, 2012

Written by Carla Hill Being a seller in today's market can present its share of challenges. How do you know when to accept an offer and when to hold out for something better? Is the current offer a low ball offer or are you simply hesitating...

The Inspection Before the Inspection
By DeLena Ciamacco on Mar 06, 2012

Written by Carla Hill The Pre-Inspection Inspection Every good buyer knows that once you are truly interested in a home you need to a have a thorough inspection done. This important step can keep you from making a big mistake or on the opposite...

How Much Can You Afford
By DeLena Ciamacco on Feb 29, 2012

If you're like many first-time homebuyers, chances are you've been spending your weekends driving around visiting open houses and new model homes. This is a great way to get a feel for what you want. The problem is that what you want isn't always wha...

The Closing Process
By DeLena Ciamacco on Feb 29, 2012

Closing consists of all the necessary final steps involved in sealing the deal on a home purchase. It includes: The offer to purchase There's no foolproof way to make an offer that's guaranteed to be accepted by the seller. But once you find yo...

Tips for Home Buyers and Sellers
By DeLena Ciamacco on Feb 28, 2012

This is the best time for people who are planning to buy a home or invest in a property because the interest rates are at the lowest. When buying or selling a home, there are certain factors that must be taken into consideration. Have a look: For ...

Top Danger Zones - Safety at Home
By DeLena Ciamacco on Feb 28, 2012

Keep your family safe by fixing and eliminating hidden and visible dangers lurking in your home Home Sweet Home can harbor many dangers that are easy to put off fixing or overlook altogether. Before winter arrives, take time to secure your home i...

Home Inspection Tips for Sellers
By DeLena Ciamacco on Feb 28, 2012

Selling Your Home Involves a Lot More Than Finding the Right Buyer For home sellers, home inspections can be like a scene from a reality television show. Strangers arrive at your front door and dive into every nook and cranny of your personal s...

Weekend Projects for February
By DeLena Ciamacco on Feb 14, 2012

Get your home in tip top shape for the season... It is February and right about now, the wind is howling - right through doors and windows! From steam boiler checks to clearing ice dams, here's how to protect your home from the elements this Februar...

Home Decor Ideas
By DeLena Ciamacco on Feb 12, 2012

Thinking about surprising your sweetheart with a room makeover for Valentine’s Day ,or any day for that matter? When it comes to décor, men are not from Mars, but they may be from Home Depot, while women are from Lowe’s. Here are tips to make sure ...

Credit Clean Up in 2012
By DeLena Ciamacco on Feb 06, 2012

Written by Carla Hill Clean up Your Credit More than ever having a healthy credit score is important, especially if you do not have a SIGNIFICANT down payment to make on a potential purchase. It may mean the difference between securing a home l...

Closet Space in High Demand
By DeLena Ciamacco on Feb 06, 2012

Written by Carla Hill The Selling Power of Closets I previously posted an article about Closet Organization and thought this info would also be rather appealing for future home sellers, and buyer even. At first glance your closets may seem l...

Property Photos Are Vital To A Successful Sale
By DeLena Ciamacco on Jan 17, 2012

Listing your home for sale is the start of a journey that can go smoothly, if you take some necessary steps to make your home appealing to the right audience. Of course, it can also be a lesson in frustration. These days most of the shopping for h...

Keep Your Energy Bill Low While Selling Your Home
By DeLena Ciamacco on Jan 17, 2012

Keep Your Energy Bill Low While Selling Your Home Whether you are moving into a new home, getting ready to sell yours or a vacant home, keeping energy costs down is desirable to both buyers and sellers. Even though there are many energy-efficien...

January Is National Hobby Month What Is Your Hobby
By DeLena Ciamacco on Jan 12, 2012

Create a Space for your Favorite Pasttime... Get out your model trains and scrapbooking supplies--January is National Hobby Month! Here are some tips on how to make room for your hobby in your home and other great ideas for organizing your space. ...

Closet Organization
By DeLena Ciamacco on Jan 12, 2012

Tips to make organizing your closet easy...and fun! Closet organization may seem like a scary task, but with the right steps you can have a completely organized place to store your clothes and accessories. Sort through the following guidelines...

Get Your Home Sold In 2012 Here Is how
By DeLena Ciamacco on Jan 12, 2012

Top 10 Tips for Sellers by Carla Hill Now that the Holidays are over, it's time to be realistic in getting your home sold NOW. Today’s sellers may face challenging conditions in many markets, but that doesn’t mean choosing to sell is a bad id...

Moving With Fido
By DeLena Ciamacco on Jan 12, 2012

We love our pets. In some households they're our "children." In others they are dear members of the family. How can you make the stressful time of moving an easy transition for your furry friends? Pets are routined creatures, not unlike their huma...

Homeowner Perks Lay Down Your Roots
By DeLena Ciamacco on Oct 12, 2011

The Joys of Homeownership Today's experts spout off the latest statistics about long-term wealth, home values, and interest rates, yet there's a much more sentimental side to homeownership. In fact, many home buyers are drawn to homeownership for...

Are Tiles The Best Choice
By DeLena Ciamacco on Sep 20, 2011

Pros and Cons of Tile Tile is a very popular form of flooring in today's market. You'll find it everywhere from entryways and baths to kitchen backsplashes. Homeowners, both those staying put and those selling, are looking for ways to make small c...

Tips for Removing Stains
By DeLena Ciamacco on Sep 01, 2011

Life happens. Stains happen. Homeowners everywhere wish there was a good way to remove these marks. Your wish has been granted! Use this simple cheat sheet to help remove stains from your favorite household gear. Everyone's coordination is a little o...

10 Tips for Sellers to Stay Calm During Negotiatio
By DeLena Ciamacco on Sep 01, 2011

Seller Advice: Stay Calm During Negotiations After much soul-searching and working the numbers, you decided to put your home on the market. You may be selling to change cities for a job or are needing to downsize. Regardless of the reason, this i...

5 Places With Good Jobs And Cheap Housing
By DeLena Ciamacco on Jul 21, 2011

Finding an area with good jobs and cheap housing is difficult in today's economy, but not impossible. For years, both coasts have boasted employment growth, while the Midwest remained stagnate. The Southwest, with its moderate climate, grew faster ...

Good Home Gone Bad
By DeLena Ciamacco on Jun 16, 2011

8 Factors That Devalue a Good Home Janet Fowler Tuesday, June 14, 2011 If you're considering selling your home, there are a number of factors you should consider regarding the resale value of your property. Some of these issues may devalue your ...

Franklin County Ready For Property Reappraisal
By DeLena Ciamacco on Jun 01, 2011

It's about time!! Please check out this article below: Extended hours, mediation planned to handle valuation disputes Monday, May 30, 2011 09:37 PM By Elizabeth Gibson The Columbus Dispatch New property values are due to come out in late July...

Do You Understand Your Credit Score
By DeLena Ciamacco on Jun 01, 2011

Here are just some helpful tips and advice to help you get a better grip on what your credit score means and how you can use it effectively. The Purpose of a Credit Score According to the Consumer Federation of America, the primary purpose of a c...

Winning the Real Estate Game in Central Ohio
By DeLena Ciamacco on Jun 01, 2011

Purchasing a home is one of the best investments you can make; but like so much else in life, timing is everything. There are tons of tools available to help you realistically calculate how much you can afford to borrow (either for a purchase or a...

If You Are Thinking About Selling
By DeLena Ciamacco on Dec 13, 2010

Concerned About Curb Appeal? You should be!  The exterior appeal (or lack thereof) of your home, business or investment property could determine how quickly it sells and for how much.  Studies have shown that many Buyers will not ...

Tips for Home Buyers Part III
By DeLena Ciamacco on Dec 02, 2010

Once you are “In Contract”…necessary next steps. Time is of The Essence!!  In fact, many contracts state just this.  The aforementioned statement means that there are numerous deadlines dictated and specif...

Tips for Home Buyers Part II
By DeLena Ciamacco on Dec 01, 2010

Are you ready to submit an offer on the Home of your Dreams?? 1)  Make sure you have all the facts!!  Assuming you are working with a Real Estate Professional (and you should be) they should automatically be prepared to run a CMA ...

Tips for Home Buyers Part I
By DeLena Ciamacco on Dec 01, 2010

1)  Before you even start looking at possibilities it is wise to speak with a Lender to get "pre-qualified".  This is typically a free call and can save you hundreds of dollars later!  If you are randomly looking at ho...

Get Your Tax Credit
By DeLena Ciamacco on Dec 01, 2010

Time to Tackle Energy-Saving Home Improvements... If you have a need to replace roof, Heating/cooling, windows, etc... why not take advantage of the tax credit?  Not only should it assist in the reduction of your ever climbing utility bi...

21 Ideas to Make Your Home More Saleable
By DeLena Ciamacco on Dec 01, 2010

1. Always look at a home from the Buyer’s point of view. Be objective and be honest.2. Create a spacious feeling, at least while showing the house. All doors must be open all the way. 3. Disguise unsightly views. No dark, heavy drapes. Use...

10 Steps to Help You Sell Your Home Part II
By DeLena Ciamacco on Dec 01, 2010

Lighten up at night. Turn on the excitement by turning on all your lights -- both inside and out -- when showing your home in the evening. Lights add color and warmth, and make prospects feel welcome.Avoid crowded scenes. Potential buyers often f...

10 Steps to Help You Sell Your Home Part I
By DeLena Ciamacco on Dec 01, 2010

Make the most of that first impression. A well-manicured lawn, neatly trimmed shrubs and a clutter-free porch welcomes prospects. So does a freshly painted -- or at least freshly scrubbed -- front door. If it’s autumn, rake the leaves....